As I have written, we have 2 traditional banks and 2 nich banks. In addition to Nordea, we have another traditional big (dinosaur) bank where we have our mortgage loans and payroll accounts.
The mortgage loan is extended every 2 years and now it was time again. I got a call from a very polite bank clerk who wondered how we wanted to do with the mortgage loan. He found out about our trading and tried to lure me with private banking and spoke warmly about all the benefits.

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