A month of Sundays

The world's most perfect husband has been receiving retirement money every month for the past 3.5 years from one of his private retirement plans. Although it's good that he has access to his own money, it felt a little terrible that he turned 55 and started receiving pension money.

At the beginning of the year, I received a letter from one of my pension administrators, which is completely normal since you always receive information about how the insurance developed during the previous year. What was abnormal was that they would pay out this insurance. Since I hadn't contacted them when I turned 55 last year, they were now going to sell the entire contents on my 56th birthday and wanted an account number for payment. I, who was convinced that I had chosen 65 as the first payment date for all my private retirement plans, was completely shocked.

When the worst of the shock had subsided and I was starting to look forward to investing this money that will arrive at the end of this week or the beginning of next, the world's most perfect teenager came with a request.

He will be taking his final exams for his IB Diploma Programme in April and May this year and was wondering if he could get a tutor. The exact same thing happened last fall when I received a small inheritance. Unaware that I had just received the money, he asked if he could get a tutor for his SATs. Since he did exceptionally well on the SAT exam, I cannot say no to this.

So once again a large portion of my money goes to the world's most expensive accessory...

AI generated image with Grok

We just don't speak the same language

The world's most perfect husband and I have been together for almost 32 years. Over the past year, we have spent pretty much every hour of the day together, and before that we worked side by side for 10 years. Spending so much time together has made us truly understand, unlike when someone says it, that men and women have very different ways of expressing themselves.

Despite this realization, I can still, albeit very rarely, get incredibly irritated with him when he doesn't understand what I mean or am trying to say. Aside from his lack of ability to express himself as a woman 😉 (Dr. Phil said it best; your husband is a man, not your girlfriend) I love him more than anything and can't imagine a life without him.

AI generated image with Grok

No free lunch during January

Assuming I haven't missed any announced special or supplemental dividend on any of our current holdings, we'll receive our first special dividend of the year next month.

It is Capital Southwest Corporation (CSWC) that pays a special dividend of ¢6 on March 31, 2026.

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Arrh

Although we will perform better this year compared to last year on a full-year basis, it annoys me immensely that not every month in the current year performs better compared to last year.

The reason for this is that we have sold some or parts of certain holdings, which has resulted in the month for the dividend being changed.

It's always a competition!

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Spot on

For the first time since I created my Google Sheet, I have changed the ratio between SEK and USD. Until December 31, 2025, I calculated that 1 USD was equivalent to 10 SEK. With the unexpected strengthening of the Swedish krona in 2025, I was forced to change the ratio to 1 USD = 9 SEK.

This change was entirely consistent with the January 2026 results as my expected dividends were almost exactly the same as our actual dividends.

It will be exciting to see how the Swedish krona maintains its current value against the rest of the world's currencies in 2026.

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