2.24.2025

It's always more fun to trade shares than to pay interest

We have chosen to have a variable interest rate on our mortgage. This interest rate is renegotiated every three months based on how the Central Bank of Sweden AKA the Riksbank has chosen to either maintain, raise or lower the policy rate. The next change date is March 1.

Since the Riksbank lowered the key interest rate on February 5 by 25 basis points, our interest cost will decrease starting next month. The result of this is that our interest costs will decrease over the next three months and we will invest this money in the stock market instead. Even if the change is not significantly large, it is still an improvement that will increase our investment opportunities.

AI generated image with Grok

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