On second thought

I have more questions than I had before I contacted Nordea (nordea is turning me into old bat) after evaluating what Nordea really said to me. The fact that they changed the refund terms without informing me in any way does not feel serious.

Paying back foreign withheld tax within 6-8 weeks was something that Nordea used extensively in their marketing to gain market shares. According to Nordea the reasons for the delayed repayments depends on late replies from their foreign partner and NYSE. I do not know who is the most credible, Nordea or NYSE?!