I sat with a work colleague at lunch and talked about different forms of savings. We talked about endowment insurance, after which he asked me if it is the savings form you only pay a small fee?
This is a middle-aged man with 1 child and a good job. I corrected him immediately and said, tax. It's a tax, not a fee. He looked at me and said he was just paying income tax. I answered, good for you. So you neither eat, drive, smoke, drink etc.?
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