I can have my cake and eat it too

The difference between being a passive income investor and someone selling their assets and living off their savings capital differs a little.

As a passive income investor, I live off the dividends. My holdings do not decrease, however, the value of my dividend securities may decrease. Just like all the "ordinary" stocks.

If I would instead live off my savings capital, the value of my savings capital would decrease with the same amount I spend each month.

I hope my strategy is the right one.