I was 24 years old when I started saving in my first private pension insurance, $100 every month. However, there is a lot to be desired for the actual form of savings I chose. Today, I would never have chosen a pension insurance based on fund savings.
According to the agreement with the government, the savings were deductible in the annual income tax return and would not be taxed until the savings began to be withdrawn.
In 2014, the conservative finance minister at the time, Anders Borg, announced that this form of savings would be phased out to completely cease at the turn of the year 2015/2016. Instead, another type of savings form was advocated. In 2017, my husband and I instead started buying US stocks in an endowment insurance.
No one other than the state could have changed the terms of an agreement and gotten away with it.
No comments:
Post a Comment