Since we are still reinvesting all dividends, these funds are not "real" money to me, but just numbers on a spreadsheet that eventually become various charts and tables. Charts and tables that will show how our goal is hopefully achieved, which is that each month compared to the previous month or reconciliation month increases.
On an annual basis, 2024 outperforms 2023, despite this, individual months underperform. 8 out of 12 months will outperform in 2023 while 2 will underperform and 2 are still uncertain. July, like January and April, will also fail but hopefully only narrowly.
It's always a competition!
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