This first month with the new mortgage lender has been completely frictionless. They, Skandiabanken, managed the whole thing with flying colors. This was the third time we changed mortgage lenders in 19 years in total and we are incredibly satisfied so far. With the switch itself last month, we amortized $500 instead of investing it in the stock market. This time we chose to once again repay the loan.
We have 2 months left before the interest rate on our 3-month loan is renegotiated. If Skandiabanken's current 3-month interest rate does not change, we have $200 to either invest or amortize without having to increase our housing costs from March onwards.
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